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MVNO RANKINGS · 2026

Best MVNOs of 2026 — Ranked by Price, Network & Value

MVNOs use the exact same towers as Verizon, AT&T, and T-Mobile — but charge $30–$60 less per month. Here are the 7 best MVNOs in 2026, ranked by what actually matters: price, network quality, and real-world value.

By SwitchNinja Staff 7 min read ✓ Verified May 2026
TL;DR — Quick Rankings
#1 Best overall
US Mobile — $25/mo, choose Verizon/T-Mobile/AT&T, 70GB priority, taxes included
#2 Best price
Tello — plans from $10/mo on T-Mobile, unlimited $25/mo, most customizable
#3 Best on Verizon
Visible — $25/mo, Verizon-owned, taxes included, truly month-to-month
#4 Best T-Mobile prepaid
Mint Mobile — $15–30/mo (annual), best hotspot in the price range
#5 Best mainstream brand
Metro by T-Mobile — $25/mo, 5-year price lock, T-Mobile network, taxes included
#6 Best AT&T MVNO
Cricket — $30–55/mo, AT&T network, taxes included, MX/CA usage on $45+ plans
#7 Best Walmart option
Straight Talk — $35–55/mo, Verizon/T-Mobile/AT&T, sold everywhere, Walmart+ perks
New to MVNOs? Start here first

An MVNO (Mobile Virtual Network Operator) is a carrier that resells access to Verizon, T-Mobile, or AT&T's network — same towers, lower price. For a full explanation of how they work and why they're safe, see What is an MVNO? This article is about ranking the best ones.

The 7 best MVNOs in 2026

★ #1 — Best Overall MVNO
US Mobile
Unlimited Starter
Verizon, T-Mobile, or AT&T · no contract · taxes included
$25/mo
📶 70GB priority (VZ/TMO) · Unlimited AT&T 📡 20GB hotspot AT&T · 10GB VZ/TMO Pick your network · switch anytime Taxes included · 5G

US Mobile's edge over every other MVNO is network choice. Pick Verizon, T-Mobile, or AT&T when you sign up — all at $25/mo, taxes included. Not happy with coverage? Switch networks from the app (first 2 moves free, then $2 each) without getting a new SIM, changing your number, or switching plans. No other MVNO on this list offers that.

The specs hold up too: 70GB priority data on Verizon and T-Mobile (unlimited data on AT&T's Dark Star — deprioritized by default, no hard cap), 10–20GB hotspot depending on network, and full 5G access. US Mobile also offers a $10/mo Light Plan for light users who just need 2GB — same multi-network flexibility at the lowest price point.

Best for

Anyone who wants the most flexibility — pick the network that works best at your home and office, switch if it doesn't, and pay $25/mo with taxes already included.

View US Mobile Plans →
#2 — Best Price & Most Customizable
Tello
Custom Plans · from $10/mo
T-Mobile network · taxes extra · no contract
$10+/mo
📶 Build your own plan 📡 10GB hotspot (unlimited plan) T-Mobile 5G · no contract Taxes extra (~$3–4/mo)

Tello has the lowest prices of any MVNO on this list. Their build-your-own model lets you mix any data amount with unlimited talk and text — from $10/mo for 2GB all the way up to $25/mo for unlimited (50GB priority, 10GB hotspot). No annual prepay, no multi-month requirement. Change your plan up or down any month you want.

The main caveat: taxes are not included — add roughly $3–4/mo to the advertised price. On the unlimited plan that puts you at about $28–29/mo. Still cheaper than most competitors. Tello is a smaller, lesser-known brand than Mint or Metro, but their T-Mobile network and BYOP compatibility are solid. The taxes-extra model is the real trade-off — it's what keeps the headline price lower than it looks. If your goal is the absolute lowest monthly cost on T-Mobile, Tello wins.

Best for

Light-to-moderate users who want to pay exactly for what they use — not a bloated unlimited plan — and want the lowest possible monthly bill on T-Mobile.

View Tello Plans →
#3 — Best on Verizon's Network
Visible
Visible
Verizon network · Verizon-owned · taxes included
$25/mo
📶 Unlimited data 📡 Unlimited hotspot (5 Mbps) 5G UWB · Verizon-owned Taxes included · month-to-month

Visible is owned by Verizon — not a third-party reseller. Same towers, same 5G Ultra Wideband where available, same nationwide coverage that puts Verizon consistently at or near the top in independent reliability testing. At $25/mo with taxes included, it's the cheapest way to get on Verizon's network.

The trade-off is data priority: Visible has no priority data tier — all data is deprioritized behind Verizon postpaid customers during congestion. The unlimited hotspot is capped at 5 Mbps (fine for basic use, limited for video calls or large downloads). If Verizon's network is the priority and simplicity is the goal, Visible is the answer.

Best for

Anyone in a Verizon-strong area who wants the simplest unlimited plan on America's most reliable network at $25 with no surprises at checkout.

View Visible Plans →
#4 — Best T-Mobile Prepaid Option
Mint
Plans from $15/mo (annual)
T-Mobile network · 3-month min. prepay · taxes extra
$15+/mo
📶 5GB–Unlimited tiers 📡 20GB hotspot (Unlimited) T-Mobile 5G · widely known brand Annual prepay for best price

Mint Mobile is the most recognized budget wireless brand in the US — sold at Target, Best Buy, and Costco. Annual prepay unlocks some of the best prices in wireless: 5GB for $15/mo, 15GB for $20/mo, and Unlimited for $30/mo on T-Mobile's network. The Unlimited plan includes 20GB of hotspot — one of the largest hotspot allowances in this price range on T-Mobile, double Tello's 10GB.

Two things to plan around: Mint requires at least a 3-month upfront purchase (so no true month-to-month), and taxes are not included — add $3–6/mo depending on your state. The intro rate ($25/mo for Unlimited for the first 3 months) reverts to $40/mo at the 3-month term before dropping to $30/mo annually. Best value when you commit to 12 months upfront.

Best for

Shoppers comfortable prepaying annually who want T-Mobile's network and the largest hotspot allowance in this price range — especially useful for people who tether devices to their phone.

View Mint Mobile Plans →
#5 — Best Mainstream MVNO
Metro
$25 Plan (BYOD)
T-Mobile network · T-Mobile-owned · taxes included
$25/mo
📶 35GB priority data 5G · 5-year price lock · T-Mobile network Taxes included · 4,500+ retail stores No hotspot at $25 tier

Metro by T-Mobile is T-Mobile's own sub-brand — trusted by millions, available in over 4,500 retail stores across the US. The $25 BYOD plan (bring your own phone) includes 35GB priority data, 5G access, and taxes in the price. The standout feature: a 5-year price guarantee for BYOD customers. That's rare in any tier of wireless.

Note: the $25 tier does not include hotspot. If you need tethering, the $30 web-exclusive plan adds 10GB hotspot at the same 35GB priority tier. The first month bills at $30 regardless of plan; AutoPay is required for ongoing $25 pricing.

Best for

Shoppers who want a well-known brand with retail locations, T-Mobile's network, and a 5-year price lock — especially those who prefer in-person support over online-only carriers.

View Metro Plans →
#6 — Best AT&T MVNO
Cricket
Plans from $30/mo
AT&T network · AT&T-owned · taxes included
$30+/mo
📶 Smart: 15GB hotspot · Supreme: 50GB hotspot 🌎 MX/CA usage on $45+ plans AT&T 5G · taxes included · HD Voice Cricket Call Defense included

Cricket is AT&T's own prepaid brand — same towers, taxes included in all plans, and one of the best options if you frequently call or travel to Mexico and Canada. The Smart plan ($45/mo with AutoPay) includes unlimited talk and text to Mexico and Canada, data usage while in Mexico/Canada, 15GB hotspot, and 100GB of cloud storage. The Supreme plan ($55/mo) bumps hotspot to 50GB and adds HBO Max Basic.

The entry-level Sensible plan ($30/mo) gives you 10GB on AT&T's network with taxes included — a solid value for light users who want AT&T coverage without overpaying. Activation is free online ($25 in-store). Cricket runs a 14-day free trial through the TryCricket app that doesn't interrupt your current service.

Best for

AT&T-coverage areas and frequent callers to Mexico or Canada — Cricket Smart at $45 is one of the best MX/CA-included plans in budget wireless, with taxes already in the price.

View Cricket Plans →
#7 — Most Widely Available
Straight Talk
Plans from $35/mo
Verizon, T-Mobile, or AT&T (SIM-dependent) · taxes extra
$35+/mo
🛒 Sold at Walmart, Target, and online 📡 10–30GB hotspot by plan 5G UWB (Gold/Platinum, Verizon SIM) Taxes extra · network depends on SIM

Straight Talk is the easiest MVNO to buy — available at over 4,700 Walmart locations, plus Target and online. Plans start at $35/mo (Bronze 10GB) and go up to $55/mo (Gold Unlimited with 30GB hotspot and Walmart+ included). The Gold plan on a Verizon SIM also includes 5G Ultra Wideband and a $100 anniversary device credit after 12 months.

The main complication: plan features vary based on which network SIM you receive. Verizon SIM customers get more features on the Gold and Platinum plans than AT&T or T-Mobile SIM customers. Taxes are not included in the advertised price. For families, multi-line discounts bring 4 lines to $100/mo on the Silver plan. The $25/mo StraightSAVINGS! promo plan (Verizon, new lines only) is a strong value if you qualify.

Best for

Shoppers who want to buy in-person at a Walmart or existing Straight Talk customers — and anyone who wants Walmart+ perks bundled into their phone plan.

View Straight Talk Plans →
Not sure which network covers your area?

Coverage is the one thing MVNOs can't change — if Verizon is weak at your home, Visible won't fix that. Before switching, check coverage at each carrier's coverage map using your exact address. T-Mobile and Visible both offer free eSIM trials (15–30 days) if you want to test before committing.

All 7 MVNOs compared

Single line, standard advertised rates. Taxes noted where not included. Unlimited plan price shown where available.

MVNONetworkUnlimited pricePriority dataHotspotTaxes incl.
US Mobile VZW / TMO / ATT $25/mo 70GB (Unlimited ATT) 20GB ATT · 10GB VZ/TMO Yes
Tello T-Mobile ~$28–29/mo* 50GB 10GB No*
Visible Verizon $25/mo Deprioritized Unlimited (5 Mbps) Yes
Mint Mobile T-Mobile $30/mo (annual)* 50GB 20GB No*
Metro by T-Mobile T-Mobile $25/mo 35GB None ($25 tier) Yes
Cricket Wireless AT&T $45/mo (Smart) ~22GB threshold* 15GB Yes
Straight Talk VZW/TMO/ATT (SIM) $45/mo (Silver)* Not specified 10GB (Silver) No*

*Tello and Mint are taxes-extra — add ~$3–6/mo. Mint Unlimited requires 3-month minimum prepay; $30/mo is the 12-month rate. Cricket may temporarily slow speeds during congestion after roughly 22GB (per FCC disclosure) — not a hard cutoff. Straight Talk taxes vary by state; Silver multi-month plan drops to $30/mo (12-month). Always verify current prices with each carrier before signing up.

Prices shown are standard advertised rates for a single line with AutoPay where applicable. US Mobile, Visible, Metro, and Cricket prices include taxes and fees. Tello, Mint Mobile, and Straight Talk do not include taxes — expect $3–6/mo additional depending on your state. Mint Mobile requires a minimum 3-month upfront purchase — $30/mo is the 12-month rate; 3-month rate is $40/mo. Straight Talk multi-month plans reduce effective monthly cost. Plan features may vary and are subject to change — always verify directly with the carrier before signing up.
FAQ

Common questions about MVNOs

What is the best MVNO in 2026?
US Mobile is the best overall MVNO in 2026. At $25/mo with taxes included, it's the only MVNO that lets you choose Verizon, T-Mobile, or AT&T — and switch between them from the app. That network flexibility, combined with 70GB priority data and competitive hotspot, makes it the strongest all-around pick. For the absolute lowest monthly cost, Tello offers custom plans from $10/mo on T-Mobile's network.
Are MVNOs as reliable as Verizon, AT&T, and T-Mobile?
Yes — for coverage. MVNOs use the exact same towers as the big three carriers. If Verizon works at your address at $90/mo, Visible works at your address at $25/mo. The real difference is data priority: during congestion at busy locations (stadiums, dense downtowns at peak times), MVNO customers may see speeds slow before postpaid customers on the same network. For most people in most places, this difference is rarely noticeable.
What is the cheapest MVNO in 2026?
Tello has the lowest prices — custom plans start at $10/mo for 2GB on T-Mobile's network, and their unlimited plan is $25/mo (taxes extra, ~$28–29 all-in). US Mobile's Light Plan is also $10/mo for 2GB, with taxes already included, and gives you a choice of Verizon, T-Mobile, or AT&T. For unlimited, all three of US Mobile, Tello, Visible, and Metro hit $25/mo — but only US Mobile, Visible, and Metro include taxes at that price.
Which MVNO uses Verizon's network?
Visible ($25/mo) and Straight Talk (starting at $35/mo) run on Verizon's network. US Mobile also offers Verizon as one of three network options at $25/mo. Visible is Verizon's own sub-brand and is typically the cheapest way to get Verizon coverage — $25/mo with taxes included and no contract. Straight Talk is worth considering if you shop at Walmart or want Walmart+ perks bundled in.
Do MVNOs have contracts?
No — all seven MVNOs on this list are prepaid with no contract and no early termination fee. You pay month to month and can cancel anytime. The one exception is Mint Mobile, which requires a minimum 3-month upfront purchase — it's not a true month-to-month plan. For maximum flexibility with zero commitment, US Mobile, Tello, Visible, Metro, Cricket, or Straight Talk are all genuinely cancel-anytime options.
Can I keep my phone number when switching to an MVNO?
Yes. You can transfer (port) your existing number to any MVNO. You'll need your current carrier's account number and a Number Transfer PIN (sometimes called a port-out PIN). The most important rule: don't cancel your current service until the number transfer is complete — porting automatically cancels the old account. Most transfers complete within a few hours.
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